Last updated April 23, 2026
In Short: By accessing or usingapeiros.ai, you agree to be bound by these Terms and Conditions.
By accessing or using the Apeiros website located at apeiros.ai(the “Site”), you acknowledge that you have read,understood, and agree to be bound by these Terms and Conditions(“Terms”). If you do not agree to these Terms, please donot use the Site.
Privacy Policy. These Terms incorporate by reference theApeiros Privacy Policy, available at apeiros.ai/privacy ("Privacy Policy"). By using the Site,you also agree to the terms of the Privacy Policy. In the event of aconflict between these Terms and the Privacy Policy with respect tothe handling of your personal information, the Privacy Policy willgovern.
Updates to These Terms. Apeiros may update these Terms fromtime to time. When we do, we will revise the “Last Updated” dateat the top of this page. If we make material changes, we will notifyyou either by posting a prominent notice on the Site or, whereappropriate, by direct communication. Your continued use of the Siteafter any update constitutes your acceptance of the revised Terms. Weencourage you to review this page periodically so you remain aware ofany changes.
In Short: apeiros.ai is a marketingbrochure site. It does not offer a product, support user accounts, orprocess claims.
The Site is an informational and marketing presence operated byApeiros Insurance Data Exchange, LLC (“Apeiros,” “we,”“us,” or “our”). It exists to describe ourproducts and services, share company information, and allowprospective customers and other interested parties to contact us. TheSite does not itself offer a logged-in product, user accounts, ortransactional functionality. Any products or services described onthe Site are provided through separate platforms or agreements.
Any information you provide through the Site — including throughour Contact Us form — is subject to the Apeiros Privacy Policy.Nothing on the Site constitutes a binding offer, proposal, orrepresentation regarding any product or service, unless set out in aseparate signed written agreement with the applicable entity.
In Short: Use the Site for its intendedpurpose. Don’t misuse it.
Subject to your compliance with theseTerms, Apeiros grants you a limited, non-exclusive, non-transferable,revocable right to access and use the Site solely for its intendedpurpose: obtaining information about Apeiros and its products andservices, and contacting Apeiros through the channels provided. Noother right or license is granted by implication, estoppel, orotherwise.
You agree that you will not, and will notpermit any third party to:
Apeiros reserves the right to investigatesuspected violations of this Section and to take appropriate action,including suspending or blocking access to the Site, without notice.
In Short: The Contact Us form is forsales inquiries only. Do not submit confidential or proprietaryinformation.
The Contact Us form on the Site isintended solely for sales and general inquiries. You should notsubmit confidential or proprietary information through the formunless and until an appropriate confidentiality agreement is inplace.
Apeiros may review anduse information, material, or content you submit through the Site(“Submission”) to respond to your inquiry or for related businesspurposes; however, Submissions made through the Contact Us form arenot treated as confidential unless expressly agreed in writing.
If you submit ideas, suggestions,concepts, feedback, or other creative or business materials toApeiros through the Site — whether in response to a specificrequest or on your own initiative (“Unsolicited Ideas”) —you hereby grant Apeiros a non-exclusive, royalty-free, perpetual,irrevocable, worldwide license to use, copy, modify, publish,translate, distribute, and otherwise exploit those Unsolicited Ideasfor any purpose, without restriction and without compensation to you.Apeiros has no obligation to review, return, acknowledge, or keepconfidential any Unsolicited Ideas, and submission of an UnsolicitedIdea creates no obligation on Apeiros to refrain from pursuingsimilar ideas independently developed by Apeiros or submitted byothers.
Submitting the Contact Us form does notcreate a contract, client relationship, advisory relationship,engagement, or any other legal obligation between you and Apeiros.Apeiros is under no obligation to respond to any Submission, tonegotiate an agreement, or to enter into any arrangement with you asa result of your Submission. Any sales conversation that follows aContact Us Submission is subject to the separate written agreement,if any, ultimately executed by the parties.
In Short: Apeiros owns the Site and itscontent. You have a limited right to view it.
The Site and all of its content — including but not limited totext, graphics, logos, icons, images, photographs, audio and videoclips, software, data compilations, and the overall design,selection, and arrangement of materials — are owned by Apeiros orits licensors and are protected by United States and internationalintellectual property laws, including copyright, trademark, tradedress, and related laws. All rights not expressly granted in theseTerms are reserved.
The Apeiros name, logo, and all related marks, product names, andservice names displayed on the Site are trademarks or registeredtrademarks of Apeiros. Nothing in these Terms grants you any right orlicense to use any Apeiros trademark, trade name, service mark, logo,or other brand feature without the prior written permission ofApeiros. Any use of Apeiros’ marks in a manner not expresslyauthorized is strictly prohibited.
Nothing in these Terms transfers to you any right, title, orinterest in or to the Site or any of its content. Your access to theSite grants you no ownership of or rights in any content, data, ormaterials you encounter. Your only right with respect to the Site isthe limited access described in Section 3.1 (Permitted Use), and thatright may be revoked at any time in accordance with these Terms.
In Short: The Site is provided “asis.” Apeiros makes no warranties about its accuracy, completeness,or availability.
The content on the Site is provided for general informationalpurposes only. It does not constitute and should not be relied uponas professional, legal, financial, technical, or any other form ofadvice. You should consult a qualified professional before taking anyaction based on information you find on the Site.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SITE ANDALL CONTENT, MATERIALS, INFORMATION, AND FEATURES AVAILABLE THROUGHIT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASISWITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY,OR OTHERWISE. APEIROS EXPRESSLY DISCLAIMS ALL IMPLIED WARRANTIES,INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OFMERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ANDNON-INFRINGEMENT.
WITHOUT LIMITING THE FOREGOING, APEIROS DOES NOT WARRANT THAT: (A)THE SITE WILL BE AVAILABLE, UNINTERRUPTED, TIMELY, SECURE, ORERROR-FREE; (B) ANY DEFECTS OR ERRORS IN THE SITE WILL BE CORRECTED;(C) THE CONTENT ON THE SITE IS ACCURATE, COMPLETE, CURRENT, ORRELIABLE; OR (D) THE SITE OR THE SERVERS THAT MAKE IT AVAILABLE AREFREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Some jurisdictions do not permit the exclusion of certain impliedwarranties. To the extent that any such exclusions are prohibited byapplicable law, they apply to you only to the fullest extentpermitted by that law.
In Short: Apeiros’ liability islimited to the fullest extent permitted by law.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENTSHALL APEIROS OR ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS,LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT,INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES OFANY KIND, INCLUDING WITHOUT LIMITATION: LOSS OF PROFITS, REVENUE,DATA, BUSINESS, OR GOODWILL; COST OF SUBSTITUTE GOODS OR SERVICES; ORDAMAGES ARISING FROM YOUR INABILITY TO ACCESS OR USE THE SITE OR ANYOF ITS CONTENT — EVEN IF APEIROS HAS BEEN ADVISED OF THEPOSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF THE THEORY OF LIABILITY(WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE).
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, APEIROS’TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF ORRELATING TO THESE TERMS OR YOUR USE OF THE SITE, WHETHER IN CONTRACT,TORT, OR OTHERWISE, SHALL NOT EXCEED USD $100.
Nothing in these Terms excludes or limits Apeiros’ liabilityfor: (a) death or personal injury caused by Apeiros’ negligence;(b) fraud or fraudulent misrepresentation; or (c) any other liabilitythat cannot be excluded or limited under applicable law, includingmandatory consumer-protection rights. The limitations in this sectionare subject to and qualified by Section 12.3 (Consumer RightsCarve-Out).
Some jurisdictions do not permit the limitation of certain typesof liability. To the extent that any such limitations are prohibitedby applicable law, they apply to you only to the fullest extentpermitted by that law.
In Short: We are not responsible forthird-party websites we link to.
The Site may contain links to websites, content, or servicesoperated by third parties. These links are provided solely for yourconvenience. Apeiros has no control over, and assumes noresponsibility for, the content, privacy practices, securitymeasures, accuracy, or availability of any third-party website orservice. The inclusion of any link on the Site does not constitute orimply an endorsement, recommendation, or approval by Apeiros of thelinked website or any association with its operators.
If you choose to access a third-party website through a link onthe Site, you do so entirely at your own risk and subject to theterms and conditions and privacy policy of that third-party site.Apeiros encourages you to review the terms of use and privacy policyof any third-party website or service before providing any personalinformation or engaging in any transaction. Apeiros shall not beresponsible or liable, directly or indirectly, for any damage or losscaused or alleged to be caused by or in connection with your use ofor reliance on any content, goods, or services available on orthrough any third-party website.
In Short: Our Privacy Policy governshow we handle your data, including our use of cookies and similartechnologies.
Apeiros maintains a Privacy Policy that describes how we collect,use, and protect information about visitors to the Site, includingour use of cookies and similar technologies on the Site. The PrivacyPolicy is incorporated into these Terms by reference and form part ofthe agreement between you and Apeiros when you use the Site.
In the event of a conflict between theseTerms and the Privacy Policy on any matter relating to thecollection, use, or protection of your personal information, thePrivacy Policy governs to the extent of the inconsistency.
In Short: The Site is not directed atchildren. If you are under 13 (United States) or under 16 (EU/EEA,UK, or Switzerland), please do not use the Site.
The Site is intended for use by adults and business professionals.The Site is not directed at, and is not intended for use by,children.
If Apeiros learns or has reason to believethat a minor below the applicable age threshold has submittedpersonal information through the Site — for example, through theContact Us form — Apeiros will promptly delete that Submission andany personal information associated with it.
For information about how Apeiros handles personal informationthat may have been collected from a minor, including how to requestdeletion, please refer to the Privacy Policy for information abouthow we handle personal information and how to request deletion.
In Short: We may update these Terms.Check back periodically.
Apeiros reserves the right to modify or update these Terms at anytime and for any reason in its sole discretion. When we make changes,we will update the “Last Updated” date at the top of this page.The updated Terms will be effective as soon as they are posted.
If we make changes that we believe are material, we will endeavorto notify you — for example, by posting a prominent notice on theSite or, where we have a means of contacting you directly, by sendingyou a communication. However, it is your responsibility to reviewthese Terms periodically to stay informed of any updates.
Your continued use of the Site after any changes to these Termsare posted constitutes your acceptance of the revised Terms. If youdo not agree to the revised Terms, you must stop using the Site.
In Short: Delaware law governs theseTerms. Disputes are resolved in Delaware courts — but yourmandatory consumer rights are always preserved.
These Terms and any dispute, controversy,or claim arising out of or relating to these Terms, the Site, or youruse of the Site — including any question regarding the existence,validity, or termination of these Terms — shall be governed by andconstrued in accordance with the laws of the State of Delaware,United States of America, without regard to its conflict-of-law rulesor principles that would cause the laws of any other jurisdiction toapply.
Subject to Section 12.3 below, each partyirrevocably submits to the exclusive jurisdiction of the state courtsof the State of Delaware and the United States federal courts sittingin the District of Delaware for the resolution of any dispute arisingout of or relating to these Terms or the Site. Each party waives anyobjection it may now or hereafter have to the laying of venue of anysuch dispute in those courts, and waives any claim that any suchdispute brought in those courts has been brought in an inconvenientforum.
Nothing in Sections 12.1 or 12.2 isintended to, or shall operate to, limit or exclude any mandatoryrights you may have under the consumer-protection laws of yourcountry of habitual residence that cannot be excluded or restrictedby contract. In particular:
To the extent that mandatory laws of yourcountry of habitual residence require disputes to be submitted to andresolved by courts of that country, those requirements prevail overSection 12.2 to the extent of any inconsistency.
If you have questions or comments aboutthese Terms, please contact Apeiros using either of the followingmethods:
By email: legal@apeiros.ai
By post:
Apeiros Attn: Legal 1100 Johnson Road, Unit #17090, Golden, CO 80402 United States ofAmerica
